According to Modern Healthcare, there has been a rise in fraudelent “medical discount plans”, typically targeting the uninsured with the promise of “cut-rate” coverage. In the article, three companies; The Consumer Benefits Association, United States Benefits, and Health Care One have been charged with deceptively marketing medical discount plans. “They took enrollment fees, “and then did not allow customers to disenroll”.
In another article The Oklahoman reports that Oklahoma “Insurance Department officials are warning of a health insurance scam similar to one a year ago that left more than 100 people without coverage and buried in medical bills.” In June, “an emergency cease and desist order was filed…barring as many as 40 individuals and companies from doing business in the state. Named in the order are plans marketed by the Association of Independent Managers, including AIM Health plans.” Oklahoma Insurance Commissioner Kim Holland estimates that “as many as 200 Oklahomans bought the bogus plans.”
The point is this, and always has been. Find a qualified health insurance advisor to prevent you from ending up with a plan you do not want, and paying an amount you may not be able to afford for coverage which doesn’t turn out to be what you thought it was.
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