Over the last several days I have attended meetings, webinars, and spoken with people brighter than myself on the Afforable healthcare act.
There are so many changes, and so many dates of change that it concerns me that people will fend for themselves with their decision-making on their insurance without the counsel of someone like myself, who is making it a full-time profession. For example, if you have an insurance plan which was written or renewed prior to March 23rd of this year you have a grandfathered plan which will not change. However your renewal premiums could be going up and if you want to keep the same plan you have to pay them. If you change your c0-pays more than $5.00 or signifcantly change the contribution you make to your employee’s plan, you will no longer be grandfathered.
If you change plans, many new laws will affect you, which may include a higher cost. please don’t make these decisions on your own. It can be dangerous to your health.
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