High-Riskpool or Dunk Tank?

Sources at IDOI and IlCHIP tell me that there is still a great deal of uncertainty about how and when and if the high risk pool will be implemented in Illinois.  The funding for the plan hasn’t even been released yet.  Nor do they know who will actually administer it.

The AP (6/26) reported, “Illinois may be one of the first states to start providing health insurance in a new high-risk pool funded under national health overhaul, but enrollment will be limited, eligibility requirements tight and coverage may not begin until late summer.” Notably, “Illinois Department of Insurance Director Michael McRaith said the state will manage the program carefully to make sure there’s enough money to keep everyone who enrolls covered until Jan. 1, 2014, when the new health law will prohibit insurers from denying coverage to people with pre-existing conditions.”

I have two questions:

1.  How can they manage eligibility on total cost, and

2.  If they have trouble funding this plan, what are they going to do in 2014?

Stay tuned…..

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