The health care system in our country is changing dramatically. Physicians are merging with and becoming employees of hospitals. Discussions continue about expanding or shrinking Medicaid. The Affordable Care Act (ACA) has created an Independent Payment Advisory Board designed to monitor and slow the growth of healthcare spending

While no one wants to think about it, the bottom line is that we live in a dangerous world. Protecting your family in the event of your death may be the best gift you can give them. As an experienced insurance professional, I can hep you figure out what type of insurance you need, and find the company that has exactly the right policy for you

Long-term care insurance can provide benefits for all levels of nursing home and home care. It can provide you and your family with peace of mind that comes with knowing you will be cared for as you age, no matter what happens along the way ... Because you have better things to do than worry about the cost of health care

While Medicare Part A and Part B go a long way toward paying for hospital stays and doctor visits as you age, they don't cover everything. Adding a Medicare supplement policy will cover many of your out-of-pocket expenses. But which policy is best for you in your unique situation? We can help you decide on the best plan – at the best price available